Chicks Chat and Change ann zuraw financial advisors greensboro nc

  Thanks to rapidly growing technology we have the world at our fingertips. While this is generally a positive thing, sometimes it can be a negative thing for our children. Kids are more likely to make bad decisions online. They are more likely to post things they will later regret, post inappropriate photos, and get…

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In the past, Uniform Gift to Minors Act accounts, or UGMAs, were a great way to transfer assets to your child to help finance their education. However, in 1996 another vehicle became available, the 529 plan and has gained much appeal. But before you decide which plan is best for your child or whether to…

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How much thought have you put into the tooth fairy and “his/her” gift amount to your child? Would you be surprised to know that Delta Dental has been conducting the Original Tooth Fairy Poll® since 1998? The poll collects Tooth Fairy average giving and compares it to stock market activity to illustrate how the value…

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An Excerpt from our new book available on Amazon Chicks, Chat and Change – “The Money Tree” “To overspend Well I don’t dare – Of budgeting I am aware.” Fighting the urge to spend more money than we have can be tricky in this overly consumer driven world. But teaching children how to combat all…

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  In recent years, a growing number of young adults have joined the boomerang generation. According to Pew Research Center – 29% of adult kids aged 25 to 34 find themselves moving back in with their parent(s). This is due in part to a stressed economy and tight job market. The quest for independence with…

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  It comes as no surprise that identity theft and fraud have become an increasing threat in our daily lives. As technology becomes more sophisticated, hackers continue to find bigger and better ways to steal our identities. Surprisingly this theft isn’t limited to adults, but children are targets as well. In 2011, Carnegie Mellon’s CyLab’s…

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Most parents will have the drug and the sex talks with their children, but what about the money talks? Statistics show that very few adults have been educated properly on how to manage their own money. This may be indicative of the enormous amount of personal debt our society is facing right now. Today’s parents…

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 Ask yourself–what is the purpose of the allowance? Do you need an allowance to teach your kids on how being part of a family means working together for the mutual benefit of everyone?– The risk of giving your kids money through an allowance is that it may lead your children to believe that money…

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Take the youngsters with you to a credit union (or a bank) when you open their savings accounts. I still remember how old I felt when I went to North Carolina National Bank to deposit my birthday money.   Beginning the regular savings habit early is one of the keys to savings success. Don’t refuse them…

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