We all make little justifications for not sitting down at the computer or getting on the phone to take a stand against wasteful spending from excess charges and fees. No one wants to spend their precious free time on the phone trying to sort through endless unexplained charges on phone bills, credit card bills or…heaven…

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Mutual funds can be a great investment option. However, they incur fees so make sure you do your homework when choosing a fund. An easy way to compare mutual funds is to look for a number called the fund’s total annual fund operating expenses; this is the also called the fund’s expense ratio. Here you…

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  “True abundance isn’t based on our net worth, it’s based on our self-worth.” – Gabrielle Bernstein If you are a person who believes money will solve all your problems, think again. Just because your financial net worth may be high, it won’t necessarily improve your self-worth. High self-esteem is based on one’s self-perception and…

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There are contradicting reports on Yoga and Injuries but compared to most types of exercise yoga, in theory, should have a much lower rate of injury than say high impact aerobics or running. But with any form of exercise, there is always a potential risk of injury. A Yoga in America Study conducted by the…

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Protecting Ourselves Online    Cyber Crime continues to be a growing threat, yet it will not deter millions around the world from using the internet. After all, the internet has opened the doors of worldwide communication. Today we can connect, communicate and share information with a click of a button. We can listen to music,…

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