Why? The answer is easy; the sooner you begin saving & investing, the more time your money has to grow. So start today, and reap the benefits of watching your contributions multiply over the course of your working years. This phenomenon is called compounding interest. For example, if you invest $1,000 at ten percent interest…

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Zest is about having energy, excitement or feeling alive. It goes hand in hand with happiness and optimism. “Zestful” living can be obtained by learning how to utilize your strengths and overcome fears and doubts. So that your life may be lived to the fullest. Zest is found in character strength, and in pursuing life…

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Life encompasses many phases, the longer we live, the wiser we hope to become. Should you desire to live a life of quality consider including some of these practices: Appreciate Self – when we focus on our good qualities, those thoughts will help maintain a positive mood and improve self-esteem. Breathe with focus – we…

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There is no absolute way to always be protected when online. But being aware of the following practices may help reduce security breach and help keep you safe. Create passcodes that are complex and unique, give them 8 to 12 characters using a combination of letters, numbers, and symbols – and they should often be…

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Cleaning Up your Credit Score has its Benefits.  For many, our credit report is not in the forefront of our minds, yet taking a look and making sure everything is in order is definitely in our best interest. Our credit history is what credit scoring companies, like FICO use to generate a credit score to…

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