Ideally you wouldn’t’ want to be under-insured or over-insured when it comes to insurance for your home.  If you are under-insured, you risk being able to replace what you worked hard to obtain. On the other hand if you over-insured, you will be throwing money out the window, year after year. Getting the right…

Read More

  Turning 50 opens you up to a new world of tax breaks. And after you turn 65, you can qualify for even more tax advantages. Let’s look at some ways to save money on taxes as you age. IRA deductions – at age 50 you now qualify for an additional contribution of $1,000 to…

Read More

The pursuit of happiness is humanity’s ultimate goal. Most people put happiness over all other life goals, and are consistently working towards being happy. But, after decades of research it still remains mysterious and complex. Have you ever considered that your decision-making style may impact your emotional state? We are continually making decisions in our…

Read More

  “Don’t worry that your children never listen to you; worry that they are always watching you.” —Robert Fulghum To truly teach and instill financial responsibility in your child it is best to lead by eXample, eXample, eXample! When you place value on hard work and sensible money management skills, you show your kids the…

Read More

As humans we have basic essential needs – food, clothing, shelter, community. Has it become possible that a mobile device or cell phone has been added to this list? Look around, they are in billions of hands around the globe. Humans are glued to their cell phones even when they have the opportunity to interact…

Read More