Fiduciary – \ fih-DOO-shee-air-ee \, adjective; 1. Relating to the holding of something in trust for another. In today’s ever changing environment of money management, ZFA continues to strive to offer our clients the best financial solutions. We strive for the best for both our clients and ourselves. We are now a Registered Investment…

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“Luck Is What Happens When Preparation Meets Opportunity “̶ Senca If you tend to think “only the lucky people” get the breaks – think again. Those “lucky people” most likely poured their heart and soul into their plan before taking action to go after what they desire. Luck is the belief that events or life…

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The boom of the Bitcoin has opened the door to the world’s first decentralized money and crypto-currencies. Like any currency, bitcoins can be exchanged for goods and services but unlike conventional currencies there is no physical place of exchange, there is a virtual exchange…the internet. Some say that something great has begun – an era…

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Chicks, Chat and Change Financial Terminology 101 Welcome back. I am Ann Zuraw We are continuing on with our Financial Terminology 101 and keeping it very simple and general. Today we are going to talk about what Market Capitalization or Market “Cap” is. Market Cap is one measure by which a company’s size is classified.…

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Our economy today simply doesn’t allow us to spend frivolously on expenses. So how do we negotiate a cable bill when we continue to experience its steady rise in cost? One remedy would be phone negotiations: Step 1 – be prepared to negotiated with you cable company. In most cases they will work with you.…

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