We wish to challenge all of our readers to a “Simple Gratitude Exercise”. Take a moment to think of three or more persons in your life for whom you are grateful. Put these names down on paper and list the reasons you are grateful they are in your life. Reach out to each of…

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Over the years, traditional Black Friday has morphed into Thanksgiving Day becoming the start of the holiday shopping season. I don’t know about you, but Thanksgiving Day has always been a day for family, friends, and festivities. Do you really want your guest leaving early, especially, after all, the hard work and time spent preparing…

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  Young adults today are living on a very different financial path than those of previous decades. The Millennials observed job instability, home foreclosures, growing debt and a general feeling of financial unease from their surroundings. Any one of these issues may have attributed to their wariness when inviting debt into their own lives, but…

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