It’s the start of a New Year and the possibility for change and improvements are endless. You can join the gym, learn a second language, take up pottery, and promise to spend more time with your loved ones. Any and all of these are great new starts, but don’t forget to include — Making your…

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The holiday season fills most of us with excitement, nostalgia and anticipation. We look forward to holiday festivities, beautiful decorations, special gatherings and the exchange of gifts between family and friends. What we sometime forget during all the hustle and bustle is not to get in over our head in debt. In order to avoid…

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