Welcome back to Fabulous Financial Facts. I am Ann Zuraw. You might be asking yourself why kids need to know about the economy. Stories about banks failing, bailouts, the deficit, housing market and the Dow Jones Industrial Average are in the news daily and are  all pieces of our economy. Knowing about economics helps them…

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Is your wallet or key chain exploding with customer loyalty cards?  If yes, you are not alone. Today’s shopping experiences includes being asked with each purchase, “Do you have a store discount or reward card?” Many retailers today are offering Customer Loyalty Programs that claim to help the consumer save significant amounts of money. The…

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When a lot of investors think about the value of a company, they usually start with the Price to Earnings ratio or P/E ratio. The P/E ratio tells you how much you are paying for each dollar relative to the company’s profit. The P/E ratio gives individual stock investors a look at the relationship between…

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If you read newspapers or watch TV you have heard the terms bull or bear market. The term “bull or bear market” is often used to refer to the stock market, but can also be applied to anything that is traded such as bonds, currencies, and commodities. The use of the term “bull market” and…

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How do we become financially independent? Winning the lottery would work, but the chances of this happening are slim to none. Realistically we need to follow the right principles. These principles are not complicated — simply spend less than you earn and SAVE! Most people with a net worth over a million dollars became financially…

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