Financial Terminology 101 continues today with a general explanation about Dividends. Dividends are payments that companies make to their stockholders based on the company’s profits. Some publicly owned companies offer dividends to their stockholders while others don’t. As a benefit of investing in the company, companies take money that could also be reinvested back into…

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W is for What is Your Investment Risk Tolerance? When planning to invest, you must first understand your attitude to risk. You must ask yourself whether you are prepared to risk a large, medium or small proportion of your money. How much risk are you willing to take? Do you have a high tolerance for…

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Your main objective while on vacation is to relax and be carefree. So let us plan ahead for any possible setbacks. Some travel surprises are good others are not! Discovering an out-of-the-way exquisite restaurant or finding out that the museum you planned to visit is completely free will ultimately put a smile on your face.…

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We are continuing on with our Financial Terminology 101 and I promise to keep it simple. You already know that the slice of cake represents one piece of ownership in a company and is called a stock share. To raise capital, companies can issue two types of stocks — common stock and preferred stock. Let’s…

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Did you know that a simple three-digit number may stand between you and a car loan or home mortgage? This number is your credit score! Do you know that in the past you weren’t able to view this score? Well today, thanks to pressure from Congress and consumer groups, you can and should review this…

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Today we’re going to talk about bonds and continue our Financial Terminology 101 class. If you need cash for only a specific time you might offer bonds. A bond is a debt investment with which an investor would loan money to your cake business in exchange for interest payments usually paid twice per year. These…

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Money gives people –both young and older – decision-making opportunities. Everyday spending decisions can have a far greater negative impact on your children’s financial future (and yours also) than any investment decisions they (or you) may ever make. Educating, motivating and empowering your children to become regular savers and investors will enable them to keep…

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